EURO IT CONSULTANT OÜ — Credit Risk Modeling in Python
EURO IT CONSULTANT OÜ

Expert Credit Risk Modeling in Python

We build regulatory-ready, explainable credit risk models (PD, LGD, EAD) and deploy data-driven scoring systems for banks, fintechs and lenders. Fast delivery — enterprise quality.

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Our Process

Step 1 — Discovery

We understand your portfolio, data availability, and modeling goals to design a tailored solution.

Step 2 — Data Preparation

We clean, structure, and analyze your datasets to identify key drivers for model development.

Step 3 — Model Development

Building PD, LGD, and EAD models using Python with advanced ML algorithms like XGBoost and LightGBM.

Step 4 — Validation & Reporting

Comprehensive validation, backtesting, and documentation aligned with regulatory standards.

Step 5 — Delivery & Support

Model deployment, dashboard integration, and ongoing support for monitoring and recalibration.

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Expert Credit Risk Solutions Tailored for Banks

EURO IT CONSULTANT OÜ delivers cutting-edge Python credit risk models (PD, LGD, EAD) that empower banks, fintechs, and lenders with fast, reliable, and regulatory-compliant analytics to drive smarter decision-making.

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Experience Advanced Credit Risk Insights

Discover how our Python-driven credit risk models deliver precision, compliance, and efficiency to financial institutions.We specialize in developing credit risk models compliant with Basel III, Basel IV, and the Internal Ratings-Based (IRB) approach.Our solutions deliver portfolio-level expected loss estimates for capital planning and IFRS 9 provisioning.

Regulatory-Ready Modeling Solutions

Our models comply with stringent regulatory standards, ensuring your institution meets all risk assessment requirements confidently.

Fast, Reliable Python Implementations

We specialize in rapid deployment of Python-based solutions that enhance your risk analytics with accuracy and speed.

Tailored Scoring Systems

Custom-built scoring frameworks designed to adapt to your institution’s unique data, maximizing predictive power and decision quality.

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Advanced Credit Risk Solutions with Python Precision

Discover our enterprise-grade credit risk modeling capabilities.

Predictive Default Models

Robust Probability of Default models tailored for banking compliance.Statistical and ML methods to estimate borrower probability of default with explainable features and strong performance metrics

Custom Scoring Systems

Data-driven scoring solutions designed for fintech and lending accuracy.

Regulatory-Ready Risk Frameworks

Compliant frameworks ensuring fast, reliable risk assessment delivery.

Loss Given Default Analysis

In-depth LGD models enhancing loss prediction accuracy.

Our Approach

Discover how EURO IT CONSULTANT OÜ delivers fast, reliable credit risk models tailored for banks, fintechs, and lenders.

Step One: Data Integration

Begin by securely importing your financial data to build a robust foundation for precise risk assessment models.

Step Two: Model Development

Leverage Python-powered algorithms to develop predictive models for PD, LGD, and EAD that meet regulatory standards.

Step Three: Deployment & Monitoring

Model Validation and Performance Monitoring using Population Stability Index (PSI) to detect shifts in data distribution, accompanied by comprehensive documentation for regulatory audits.

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Advanced Credit Risk Solutions Tailored for You

Contact EURO IT CONSULTANT OÜ at info@euroitconsultant.com or +372 53925276 for expert support.

Reach out to us anytime with the details below.

Märsi 10, Tallinn

Estonia 11314

+372-53925276

info@euroitconsultant.eu